Republican lawmakers, with little public debate, quietly added a billion-dollar health-care benefit to legislation that was rushed through Congress just before it adjourned Saturday morning.	S usan Hedeler is going home -- to eleven-eleven, as she calls it.	Are you a serial returner? By that I mean, do you routinely return items, especially holiday gifts? If so, be forewarned. Some retailers have resorted to using a computer database to track customer returns and catch fraudulent or excessive returns. Return fraud, which by the way includes bringing back used merchandise for a full refund, will cost retailers $3.5 billion this holiday season, according to a recent report by the National Retail Federation. For the year, the retail industry says it stands to lose $9.6 billion from fraudulent returns. Meanwhile, returns are expected to accelerate after Christmas. ...
The travel reservation company agreed Monday night to be sold to Silver Lake Partners and the Texas Pacific Group.	Although the company?’s organizational chart will slightly change, it does not mean the bank?’s strategy will.	Standard & Poor?’s made at least 48 changes to a report on a utility company?’s financial health, at the company?’s request, before releasing the document.