There?’s a lot of talk about tourism that minimizes your impact on the environment while giving back to the community, but talk is cheap.	The president of Verizon Communications, Lawrence T. Babbio Jr., will step down by the end of the first quarter of 2007.	Sales will be $3.35 billion to $3.5 billion, compared with an October forecast of $3.46 billion to $3.75 billion, because of lower revenue from handsets.
B-4, D-2, K-1, M-1, M-8. At times yesterday, the courtroom debate about the law that created a new civil service system for the Defense Department sounded like the judges and lawyers were playing Battleship, the game where opponents use a grid to target and sink ships.	Awoman in a rural South Asian village receives a loan of about $250 to buy a dairy cow. She milks the cow, sells the milk and improves her standard of living while repaying the loan. In much of the world, this is microfinance.	Matt Cardillo's parents were nearing retirement, and he didn't have a clue about their plans. He was only in his early 30s, but with a son on the way and a mortgage to pay, he couldn't help being concerned about their future financial stability.